Monmouth Schroth Scoliosis Physical Therapy does not bill insurances directly. You will need to pay for treatment at the time of service and we will provide a receipt with physical therapy treatment codes and diagnosis codes that you may submit to your insurance company.
If you have insurance coverage for outpatient physical therapy you should be eligible for reimbursement at their standard out of network rates. Most insurances that have out of network coverage will typically reimburse 70/80% of our billed charges after you have met your deductible.
Ask your insurance company:
- Does my coverage provide out of network benefits?
- Do I need pre-authorization for out of network physical therapy?
- Is there an out of network deductible?
- What percentage of treatment costs will you cover?
- Does my policy reimburse at the "usual and customary rate"?
- Is there a maximum number of therapy treatments per year?
- Do I need a prescription for physical therapy?
All of our billed charges are within the usual and customary allowances for our zip code. We will do any paperwork your insurance company requires for pre-authorization and we have a letter explaining why Schroth Physical Therapy is different from standard physical therapy.
Why shouldn’t I just go to an in network provider?
Over years insurance companies have cut their reimbursement for physical therapy to extremely low levels. This has resulted in many practices who are “in network” with insurance companies turning into “factories” with a therapist seeing 3-4 patients an hour with the help of Aides and Assistants. Our practice provides you with a one hour session of one on one time with a Schroth certified Physical Therapist. An in network provider cannot provide this level of quality care. Your health is important, shouldn’t you have the best possible care?
Payment is expected at the time of service by cash or check.
We will confirm your appointment 2 days in advance. We kindly ask that you give us 24 hours notice for a cancellation. We reserve the right to charge a $100.00 cancellation fee without proper notice.